How Does it Work? 1-2-3
Buying a home is probably the most important investment you will ever make, right? So, wouldn't it be a good idea to make sure you have your ducks in a row and your are in a position to purchase a home should you find one that you like? Of course! So, you have to make sure you are in the best position you can be in as you set out to find the home of your dreams.
1. Talk to a Buyer's Agent.
You are a buyer, right? So you need somebody is advocating on your behalf, not the seller's behalf. That would be a buyer's agent, or in my case, an Exclusive Buyer's Agent. Other agents work for sellers to get the highest price for the seller. We work for buyers to get them the lowest price...and the best terms. Is the sellers agent working for you, the buyer? If you were going to court would the other person's attorney be working for you? Of course not! Get an agent who is YOUR ADVOCATE in every way!
2. Talk to a Lender.
If you are considering buying a home you want to make sure that you are able to actually purchase a home before you begin looking! If you want to be a competitive buyer and you want the seller to take your offer seriously you must be pre-approved with a lender before you consider looking at homes and making offers. Yes, it's fun to window shop, but a prudent buyer, who understands the process and the value of being pre-approved, will talk to a lender before they start looking at homes. It's easy, and it's normally free to get pre-approved. Ask me how, I can help.
3. Start looking for a home!
Once you have the right agent and you are pre-approved for a loan it's time to start looking for a home, a home that is best for you. Again, that starts with having an agent who is your advocate, showing you homes that you want to see, and advising you on the positive and negatives of the homes that you are considering. Finding a home, if done correctly, should be an enjoyable process, not a stressful one! We try to take the stress away from the process by helping you understand how the process works, allowing you to ask questions, and setting proper expectations. We can also help you find the best lender, and recommend home inspectors, attorneys and contractors.